after getting off the phone with the sales rep and his "supervisor", i started to let what just happened sink in. getting the aching feeling that i had been scammed, i figured ill check the company out online and sure enough, their site wasn't even first on the google list. complaint after complaint after rip off report and so on and so forth. so i quickly called my bank and canceled my debit card and terminated the transaction before it finished. these guys are slick and can convince you that they are legit. the group that called me said that my bank had entered me into a drawing because of my recently opened checking account. now i know, banks don't sell your information, nor do they disclose it. dont fall for these guys.