Respected sir/madam,
DO NOT SUBSCRIBE TO KAIER FOR SERNIOR ADVANTAGE. YOU HEALTH WILL BE COMPROMISED. Kaiser medicare covered patients. Kaiser reaps big profits by monies from medicare-midical covered patients by denying covered medicare benefits and delayed services until you spend countless hours and job time lost and money lost then they say ok covered only after you complain to medicare and the medicare attorneys get involved. Delayed service created further physical deteriotion for mother and contributed to degerative ability to swallow to a point of non-recovery. They profit that for the other 20 times they denied a covered benefit, only 1 would follow through. My brother didn\\t know the benefit was covered for the last 3 years adding to kaisers profit margin. My mother is now in a Skilled Nursing Facility and seems to be almost 100% agree it is better to be on Medicare (and medical) rather then on Kaiser. The use the many other doctors that are assigned to different hospitals so you are not constrained by an HMO. Even the caretakers agree that it is harder and slower (as well as more limited)when Kaiser is the contracted HMO.