COMMUNICATION: Their communication sucks! I have advised them on numberous occassion that they are not to call me at my employers telephone number, which they have continued to do. And not to mention give a different name and company that they are calling on behalf of. Keep an ear out for EDWIN, not a good representative. All i have to recommend to you all that have them as a lender is DOCUMENT! DOCUMENT! AND DOCUMENT the time, date, and type of conversation and details that you have had with them. Cause there are so manyFDCPA violations there that its nto even funny! And people, don't get scared with their threats and verbal attacks. I hope that with all the complaints our there that they get noticed for all their violations. Keep reporting people. Our voice will be the bigger person in all this!