in 2006 i bought a truck for 20, 000 dollars i made the payments two years (435.00 A MONTH . i got sick and couldnt work they started to call me everyday i told them as soon as i went back to work i would catch them up. they wanted 250.00 a week to catch me up . i told them i couldnt give them that much i have other bills and a family to take care of. they told me it was my problem not theirs. they said they would repo the truck if i didnt pay the amount they wanted.so i had to file bankrupt they came and took the truck at my workplace dont know how they got thought the locked gate.acording to the law they cant come though a locked gate or pick it up if you have filed bankrupte a judge has to give it to them. i paid 20, 000 for it payed 24 payments on it, they sold it for 4, 500 and sent me a final bill for 18, 000 dollars. my lawyer called them and theaten a law suit they have not called me anymore. they are pricks.