Respected sir/madam,
recently contacted this company about car insurance on 2 Camaros, a 1986 Camaro Z28 and a 1989 Camaro IROC Z28. I was upfront from the beginning as I always try to be. I disclosed with pictures the 2 vehicles and their condition. The 86 is about 90% done and the 89 lacks mainly paint and the seats to be replaced. The 89 has wheels w/ new tires that need to go on it but didn\\\\t want to put them on yet until the rest is done. The people I spoke with from Hagerty\\\\s agency among others, a Susan and a Susan O had no problem with this! I was told the company needs pictures of all 4 sides of the vehicles with doors, hood and the hatch both open and closed, and I provided that also the company needed the necessary paperwork to bind the coverage. I also made the payment of $375.00 as instructed which later was upgraded to $425.00 needed as there were some additional items I decided to take Insurance on. The charge has not made my account yet, Hagerty said they wouldn\\\\t but stay tuned! I don\\\\t trust anything they say!\r\nThinking everything was fine, I started preparing for my venture on my days off as part of the Critical Care Response team with Johns Hopkins here in Baltimore. I then got a call on my voicemail to call these people involving updates that they needed, I complied to find out they needed the equipment in a locked 4 sided shelter which their ad asks I believe if it is outside, in a 3 sided Pole building, with or without doors, locks, etc. I recently had ordered a prefab building 12x24x16 with doors, windows, walls, etc. Well, they said to send pictures of that as well and again, I complied. A short while ago, I received another call asking for me to call them back yet again! which I was then told that they wanted to wait until I\\\\m further along with the rebuild process. Keep in mind I had already did the one 86 White Camaro {Pictures Available At Request) all but minor cosmetics and paint, about 90% which we in the Custom Car and Body & Fender business call this type of restore project. Neither car is customized mechanically, mostly Tinsel and Glitter. As for the 89 Camaro! It lacks basically Paint, a dent fixed on the drivers side, The right bumper and badging which I also have already to go on it. {as somebody before me put a RS Bumper on it. For those who don\\\\t know! an RS model usually comes equipped with a 2.8L 6cyl engine and an {S} as the 8th digit of the VIN, this one in fact is an {E} Seats, and tires and wheels which I have waiting on it, I could see these peoples concern if I tried to insure these vehicles for some unfair amount of money, the truth is I requested a Guaranteed Value of $ 5, 000.00 per vehicle when the book values checked several nights ago were approximately $3720 for the White 86 Z28 and $ 5320.00 for the 89 IROC.\r\nOK, all this said! here\\\\s why I think these folks should not have a business and I think anybody who reads this should agree! Customer Service and Satisfaction is what anybody making a purchase wants in today\\\\s world. After dealing with the constant changes that I as a Consumer, Professional Body, Paint, and Automotive Mechanic of some 30+ years, a professional Truck Driver for 21 1/2 years with 12 of those years owning a successful company with well over 2, 000, 000 miles in 49 states, Canada, and Mexico under my belt with a clean CDL Record among other qualifications had to endure, in order to get this insurance, I can\\\\t help but wonder what hoops and hurdles would I have to go through if I ever had a claim? I don\\\\t mean to make things sound like I\\\\m bragging, I\\\\m not trying to at all I\\\\m simply letting others know I didn\\\\t accomplish these things easily in fact it was very hard but, I learned at a very young age if nothing else about true quality in people and product. The Classic Car Hobby is bigger than it\\\\s ever been! For those that have their cars and other specialty vehicles with these and other people and those who are considering them, do yourself a favor and go somewhere else if only for piece of mind, these people are not to be trusted with anything let alone beautiful automobiles that got that way through your hard work and Lot\\\\s of hard earned money! For those that might be interested, I presently am in the commission of getting into this hobby more and more by transporting these same kinds of vehicles all over the country, going to every show I can find, and getting to know everything I can about this hobby or business if you will. Good Luck and Stay Safe! Sure Hope To See You Out There! Thanks for Listening! Michael J. (Jerry) Neighoff |