We have been a member of this vacation club for several years now. In Sept. they pitched us a new sales pitch which we fell for. OK so now we have it but the problem is they told us that we would pay $4000 if we paid it off before November 15th with a credit card. Otherwise it would go into the payment plan with an initial investment of $5000. Two weeks before the 15th we called to pay the $4000. They said no, it\\\\s $5000. We said that was only if we financed it with them. So not only did we buy these extra weeks but we are being ripped off for the extra $1000. We have argued with them for this 2 weeks now to no avail. They DO NOT care if they please their clients--only that they get as much money as possible!!!