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Dec
9
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medical testing
Respected sir/madam,
I had health insurance with Horizon Blue Cross Blue Shield of New Jersey (Horizon).\r\n\r\nIn network outpatient lab work was provided by Laboratory Corporation of America Holdings (Labcorp).\r\n\r\nDue to the limitations of the policy, there was a limit of $500.00 per year for this benefit.\r\n\r\nDuring October 2010, I visited my primary doctor, blood was drawn and sent to Labcorp. Horizon was billed for four (4) tests - two (2) were paid in full, one was paid partially and the last was not paid. The Explanation of Benefits sent to me did not show the remaining balance for out patient testing.\r\n\r\nFor the partially paid test, Horizon was billed at $104.00, allowed amount $20.21, paid $1.85. The last test was billed at $66.00, allowed amount $11.68, not paid.\r\n\r\nWhen this first started, I offered to pay the unpaid contract amounts of $30.04 - not accepted.\r\n\r\nI see no reason why I should pay more than five times the contract amount for a test. Also, I have not worked since January 2008 and can\\\\t afford to pay $66.00.\r\n\r\nIf you have Horizon for health insurance or any other health insurance that uses Labcorp as the exclusive out patient testing service, then you should look for new insurance or if employer provided ask for new insurance.\r\n\r\nIf enough of us stop using Labcorp and the insurance companies that cater to this company we could put them out of business.\r\n\r\nProvide feedback to government agencies;\r\n\r\nFederal Trade Commission http://www.ftc.gov/index.shtml\r\ncall 877-382-4357 or visit https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en to file a complaint online.\r\n\r\nFBI http://www.fbi.gov/\r\nTo find a local field office http://www.fbi.gov/contact-us/field and drill down to the division to find the local office closest to you or use the online form https://tips.fbi.gov/.\r\n\r\nUS Postal Inspection Service https://postalinspectors.uspis.gov/forms/MailFraudComplaint.aspx or call 877-876-2455.\r\n\r\nFor NJ start at http://www.state.nj.us/\r\nIn New Jersey contact NJDOBI at\r\nhttps://www16.state.nj.us/DOBI_UIC/servlet/Servlet.idxServlet?div=%27INS%27 (insurance form)\r\n\r\nFor Consumer Affairs download the form at http://www.nj.gov/oag/ca/ocp/ocpform.htm and mail.\r\n\r\nFor other states find the state web site or check the phone book for government listings.\r\n\r\nIf you have already posted here, contact the agencies listed above.
Post by mike_alt
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