Respected sir/madam,
To try to get those without credit to "rent to own" and use the current economic situation as a reason to do so, is the most irresponsible advertising I have ever seen. I am disgusted with this company! Do not do it! Do not do it. If you do not have the money or credit to make purchases through normal channels (cash, bank loans, credit cards) you will only make your situation worse by overextending yourself further. This is absolutely crazy! There is a clearly defined line between wants and needs. Be sure that you are only covering your NEEDS during this time.