Our company just opened a gas card to save on gas, and the billing agreement gives 14 days to pay (rather than the typcial 30) and then they charge you a $39 late fee plus other penalties. I called to complain and was told this is the agreement and that there is nothing they can do. Needless to say, we cancelled the cards immediately. I Googled the company and found a ton of similar complaints. They probably make more money on fees than selling gas. This is intended to be a ripoff, and this credit card program is unscrupulous.