Attention to everyone who is considering ordering the John Commuta series \\\"Transforming Debt into Wealth\\\" -- I say DON\\\\T DO IT!! It is a scam! I ordered, then quickly changed my mind. I returned the unopened box to UPS to send it back to them. As I only wanted to mark it \\\"Return to Sender\\\", so that I would not incur the freight charges UPS said that they cannot give me a tracking #. Well, I thought, \\\"no problem\\\" because it is being shipped back via the same route and UPS #\\\\s that it was shipped to me [...big mistake!]. If you plan to return this product you had better make sure that you get a tracking # from UPS or FedEx.\r\nHowever, then the big problem started when their nasty representatives start calling me and harrassing me because I did not purchase the program, and I canceled the initial $83 charge with my credit card. Now, they continue to harrass me and they are trying to claim that I owe them $332!! It is ABSOLUTELY ABSURD! The only way this works is that these people try to \\\"transform YOUR debt into their wealth!\\\"\r\nI am warning everyone -- do NOT give these people your credit card #, ...or else the nightmare is only just beginning.