Synchrony Bank Review

I opened a credit card for auto repairs at Midas and it was through Synchrony. I paid the card off but then I got a letter that they were closing my account. Why because I had to much outstanding credit. It didn’t affect their payment and none of my other creditors have sent me such letters. | Just recently they started decreasing my Amazon account. My limit was $1000.00 and I took it as high as $970.00. I paid $200 to have some breathing room and before the next billing period, I received a letter that my credit limit was reduced to $770.00. I paid it down and my new balance is $670.00. Well, today I received a letter that my CL was reduced to $670.00. The reason is that I have to much outstanding credit, or this or that. One specific reason would have been sufficient. However, none of this affects their payments and to top it off they are on auto pay and nothing is late and no case of insufficient funds. I’m going to pay them off as quickly as possible and I’m done with them. | If I open a credit line and the company tells me their line is through Synchrony, I either won’t buy or I’ll use one of my more dedicated cards or cash. A person should not be penalized for making good on a debt.


  • Name: Synchrony Bank
  • Country: United States
  • State: Florida
  • City: Orlando
  • Address: PO Box 960061
  • Phone: (800) 677-0718
  • Website:
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