I had an accident policy and got food poisoning which I was told by my Sales Leader from HealthMarkets would be covered. In fact we are trained to sell the Accident Companion for incidents such as food poisoning, etc. In fact my client was paid for his food poisoning and when he stepped on a sea urchin. But I was denied for my food poisoning and my client was denied her claim for being stung by hornets. I did not deliberately eat bad food and have to be admitted into the hospital. I was told by a Senior Claim Advisor that both would be covered as long as I was not allergic. I appealed the decision and filed a complaint with the Dept of Insurance. I was denied my appeal. Just be careful when buying these policies. AFLAC and Family Heritage cover everything for accidents; “anything from the outside in” is considered an accident.
- Name: The Chesapeake Life Insurance Company
- Country: United States
- State: Texas
- City: North Richland Hills
- Address: 9151 Boulevard 26
- Phone: 817-255-3100
- Website: www.chesapeakeplus.com/