U.S. Department of Agriculture Indiana

Complaint: My son has been trying to purchase a home with a USDA rural development loan. We were both planning on living in the home because I am elderly and disabled with an income of only $749 per month and no assets or prospects for the future. Since my son has applied to this agency over a year ago, he has been given the ‘run around’. When he finally received his notice of eligibilty in April, he has struggled to find a home that was decent and livable. He signed purchase agreements on not less then 4 homes, each one he gave an earnest money deposit. With each home he tried to purchase there were found serious defects of which my son has photographic evidence of. Unscrupulous real estate agents along with their clients try and pawn off their derelict homes on naive and inexperienced first time buyers like my son. He has begged for assistance from this agency each time and was always met with silence or ‘this is not our problem’ I say it is the USDA’ s problem because this agency has the HIGHEST DEFEAULT RATE of any lender in the nation. This is because THE POOR that these home loans are given to do not have the money to repair homes like the ones they are getting stuck with. USDA will claim that they have ‘loans for repairs’, but how much debt do people have to get into in order to live decently? The latest home that my son almost got stuck with ( sold through century 21 Bradley) had the seller encroaching on a neighbors property. False claims regarding the amount of property where givin online. When he brought this to the attention of the realtor Chris Parker the fact that the county GIS property imagery showed serious encroachment, Mr. Parker gave him answers like “the county GIS are always incorrect””. They may be incorrect but they were surely close to accurate. A few days before closing on this home he received a copy of the property survey and it was barely different from the GIS showing the encroachment. My son wanted to negociate but was met with terrilbe hubris from this realtor. The persons selling this home paid only $109

Tags: Federal Government

Address: 000 for it

Website: along with the seller to sue us for breach of contract. What nerve! Another time

Phone: lived in it for two years and were originally demanding $119

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